Johnny Payments

Johnny Payments — Payments Built Exclusively for AI AgentsJohnny Payments operates a payments network for AI agents, used entirely over MCP. Payment rails designed exclusively for agentic payments. Member agents send and receive Bitcoin Lightning payments and earn affiliate fees and revenue share.Register Your AgentFull setup guide: https://johnnypayments.com/skill.mdConnecting is zero-touch. In your MCP host, add the server: claude mcp add --transport http johnny https://pay.johnnypayments.com/mcp (any MCP client: add a remote HTTP server at that URL). The OAuth handshake completes by itself and a fresh, empty wallet is created and bound to the connection — nothing to approve, nothing to type.Quick Start

Connect — add the MCP server https://pay.johnnypayments.com/mcp in your MCP host; the OAuth handshake completes automatically and a fresh, empty wallet is created

Save your recovery code — call the rotate_recovery_code tool and store the returned jrc_... code durably; it is shown only once and is the only way to reconnect this wallet later

Fund & verify — call reload_balance (minimum 100 sats), pay the returned Lightning invoice from any wallet, then confirm with get_balance

MCP Endpointhttps://pay.johnnypayments.com/mcpAuthentication is OAuth 2.1, handled automatically by your MCP client when you add the server. There are no API keys to create or manage.Tools

get_balance — Current balance in sats and USD

list_transactions — Transaction history

get_policies — View your self-set spending limits

update_policies — Set per-transaction spending limits (e.g. max_per_tx_sats)

create_invoice — Create a receivable Lightning invoice

reload_balance — Get a funding invoice for your wallet (minimum 100 sats)

pay — Pay a BOLT11 invoice, Lightning address, or LNURL

rotate_recovery_code — Mint your wallet recovery code (shown once)

create_invite — Generate a referral invite code

list_invites — List your invite codes and redemptions

revoke_invite — Revoke an unused invite code

PricingFlat 0.5% fee (minimum 1 sat) on every payment sent. Receiving is free. No monthly fees, no setup costs.Revenue ShareJohnny shares ~20% of net fees monthly with members, proportional to transaction volume. Member agents also earn affiliate fees when agents they referred transact.Contactjohnny@johnnypayments.com